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New: Duit Raya mode for Syawal 2026
Sisikku is the family money app for Malaysian parents and kids aged 6 to 14. Send the weekly allowance, set chores that pay, and watch Guling the pangolin earn a shiny gold scale for every step your child saves toward a goal.
Free to start. Family plan RM 9.90 a month. No ads, ever.
4.8
App Store
12,400 ratings
4.7
Google Play
31,900 reviews
4.6
AppGallery
2,100 reviews
420k
downloads
since March 2024
RM 18.6m
saved by kids
in real goals
Sisikku turns the talk about money into something kids do each week: save a little, earn a little, spend with care. Here is how each part works.
Save
Every goal is split into 15 scales on Guling's back. Save RM 8 toward an RM 120 bicycle and one scale turns gold. Kids check in to see him shine, so saving feels like a game they are winning, one week at a time.
Earn
Set the jobs and the price: RM 1 to water the plants, RM 5 to help wash the car. Your child ticks it off, you get a nudge, and one tap moves the money to their pocket. No more loose coins in the kitchen drawer.
Spend
Older kids get the Sisikku Kad, a prepaid card for the school canteen and the bookshop. You pick the daily and weekly limit and which kinds of shops are allowed. Every tap shows up on your phone within seconds.
Three steps, one cup of teh tarik. You stay in charge of the money; your kids get their own simple app.
Install Sisikku on your phone, sign in with MyKad e-KYC and add each child's first name and age. Takes about 4 minutes.
Scan the family code on your child's device. No email or phone number needed for kids under 13. They pick their own Guling colour.
Choose an amount and a day, like RM 10 every Friday. Add one goal together and one chore. Guling takes it from there.
Big buttons, short words and a pangolin who cheers. Available in English, Bahasa Melayu and 中文.
Every child's balance and goal on one screen, plus top up, send and freeze.
Split each allowance into three jars. Kids see where every ringgit goes.
Log each green packet, thank Tok Wan, and save most of it before it vanishes.
3-minute lessons on needs and wants, interest and scam messages.
A calm weekly summary for parents: saved, earned, spent, one tip.
Control and peace of mind, without being the family bank teller.
See it all in one place
Balances, goals, chores and card taps for every child, updated live.
Set the rules once
Allowance day, spending limits and allowed shops. Change them any time.
Teach without lecturing
The Sunday report gives you one small, useful thing to talk about.
Share with your partner
Two parents, one family. Both get alerts and both can approve chores.
Their own space, a mascot on their side, and money that feels real.
My own money, my own app
A simple home screen with big buttons and no ads, ever.
Guling cheers me on
Every scale I fill makes him shinier. At 15, he does a happy roll.
Earn it my way
Pick extra chores from the list Mama and Ayah made.
Missions, not homework
Short money games that unlock stickers for Guling.
When a pangolin feels danger it curls into a ball of armour. Sisikku is built the same way: kids get freedom to learn, and everything risky stays behind the parent's lock.
Read our PDPA notice, data retention policy and the list of partners who process data for us in the app under Settings, then Privacy.
Your family's data sits in data centres in Malaysia and is handled under the Personal Data Protection Act 2010.
No ads in the app, no data brokers, no selling what your kids do. Our money comes from the Family plan.
Children can only send money to family members you approve. No chat, no friend requests, no public profile.
New goals, card limits and allowed shops all need a parent's OK before they switch on.
Parent actions need Face ID, fingerprint or a 6-digit PIN. Each new device must be approved.
Lost card or lost phone? Freeze from the app in seconds and unfreeze when it turns up.
Stories from the app stores and our family panel. Names and details are fictional.
“My two used to ask for RM 5 every morning. Now they check Sisikku first and tell me what they can afford. Adam saved for his bicycle in 14 weeks.”
“The chores list stopped the nagging. My daughter chose extra jobs on her own because she wanted the Lego set.”
“Duit Raya mode is genius. For the first time the packets went into savings instead of disappearing in a week.”
“Guling has 15 scales now. He did a roll! I am saving for a keyboard next.”
“I like that there are no ads and no chat. I can give my son freedom without worrying who he talks to.”
Kopi Tech Daily
“The rare kids' finance app that kids actually open.”
Keluarga Ceria
“Duit Raya mode alone is worth the download.”
The Weekend Ringgit
“A gentle, local answer to pocket money in a cashless age.”
Parentpod MY
“Best family app of the year, listeners' choice.”
Start with the free plan for as long as you like. Move to Family when you want the card and more kids. Cancel in the app any time.
For trying Sisikku with one or two kids.
RM 0forever
Everything, for the whole household.
RM 9.90a month
or RM 99 a year (2 months free). Sisikku Kad RM 15 one-time per card.
Prices in Ringgit and include SST. Sisikku Kad issued by a licensed e-money partner (fictional in this demo).
Still unsure? Our family support team replies on WhatsApp within the hour, 9am to 9pm daily.
Ask us on WhatsAppThe kids' app is made for ages 6 to 14. Younger children use goals and chores without a card. The Sisikku Kad is for kids aged 8 and up, with limits you set.
Yes. You top up your parent wallet with FPX, DuitNow or a debit card. Money in Sisikku is held by our licensed e-money partner in a trust account, separate from our company's own money.
No. Kids can use a shared tablet or a parent's old phone. Each child signs in with a picture PIN, so siblings on one device only see their own pocket.
No. The card stops at the daily and weekly limit and at any shop type you have blocked. You get an alert for every tap, and you can freeze the card in one tap.
Kids log each packet in Duit Raya mode. You choose a split, like 70% saved and 30% to spend, and Sisikku moves the saved part into their goals automatically.
Yes. On the Family plan you can invite up to 4 relatives as givers. They can send gifts for birthdays or Raya, but cannot see balances or change any settings.
In the app, go to Settings, then Plan, then Cancel. You keep Family features until the end of the month or year you paid for, then move to the free plan. Nothing is deleted.
English, Bahasa Melayu and Simplified Chinese. Each person in the family can pick their own language, so Tok Wan can use BM while the kids use English.
Download Sisikku free, set up your family tonight and send the first allowance this Friday. It takes about 10 minutes, including the pangolin naming debate.
Needs iOS 16 or Android 9 and up. Also on HarmonyOS via AppGallery.
SisikkuFree · 4.8 rating
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